Special
Servicing

Stabilize / Enhance / Recover

Torchlight Loan Services is a nationally rated special servicer and workout expert with decades of experience in the strategic management and resolution of distressed commercial real estate credit.

Our investment management and special servicer business lines combine to provide rare market insight—allowing us to act decisively, protect value, and maximize recovery. Torchlight Loan Services has been a rated special servicer since 1998 and approved Freddie Mac special servicer since 2014.

Track Record (Years)

25+

Special Servicing Resolved Since Inception*

$12.2B

Loans

750

Long-Term Recovery Rate**

75%+

*As at December 31, 2025
**For purposes of the above recovery calculations, loans with resolution type of “Loan Modification” were attributed a 100% recovery.

Who We Serve

Institutional investors reserving and recovering capital in complex or distressed situations.

Lenders engaging an impartial, experienced partner to manage troubled loans and protect collateral.

Borrowers working collaboratively to stabilize projects, resolve challenges, and unlock value where feasible.

Learn more about our special servicing offerings

Services