Solutions We Deliver
Loan Restructuring and Modification
Performing Loan Consent Management
Foreclosure and REO Management
Asset Disposition Strategies
Collateral Management and Repositioning
Partnership and Joint Venture Workout
Underwriting and Due Diligence
Guarantor Claim and Bankruptcy Management
Portfolio Surveillance and Credit Monitoring
CMBS Advisory Services
What Sets Torchlight Loan Services Apart
The Dual Platform Advantage
Our investment management and special servicer business lines bring us unmatched perspective to every resolution. Our market role across the commercial real estate capital stack provides:
- Real-time visibility into capital flows and market dynamics
- Identification of both near-term recovery and long-term value opportunities
- Balanced strategies blending investor discipline with borrower-focused solutions
- Deep understanding of multi-lender capital stacks and control structures
Value Maximization
We act as true stewards of capital focusing on value maximization, not simply as processors. Our independent structure and investor mindset ensure every decision prioritizes:
- Execution aligned with investor objectives
- Recovery strategies focused on lasting results
- Preservation of principal and asset value
Research-Led Resolutions
Our workout services are powered by the same rigorous, top-down and bottom-up research that drives our investments:
- Insight into macroeconomic trends and market cycles
- Detailed property-level underwriting and analysis
- Forward-looking credit modeling to guide resolution strategy
Our Process
01
Early Assessment
Rapid evaluation of collateral, market conditions, borrower position, and legal remedies.
02
Strategic Plan Development
Alignment of investor, lender, and borrower interests, when possible.
03
Disciplined Execution
Evaluation of all scenarios and execution on the path that maximizes value.
04
Surveillance and Monitoring
Thorough oversight with the flexibility to adapt to changing conditions.
05
Exit and Recovery
Value maximization through payoff, repositioning, and/or asset sales.
Protect and recover capital with Torchlight’s asset management expertise.